Just Listed: 402 Cabin Ct, Stafford, VA 22554
Open House: Saturday, April 5, 12 to 3 p.m.
Price: $435,000
MLS#: VAST2036384
Listing Agent: Lindsey Schmidt – Fathom Realty | Licensed in VA | Call now! 205-223-1732

This beautifully updated townhome in the Cabin Creekwood subdivision offers comfort, convenience, and style—all in one. Now available at a new price, this home is centrally located just minutes from Quantico, I-95, Route 1, and the VRE, providing easy access for commuters.

Inside, you’ll find a bright, inviting space with neutral paint throughout. The updated kitchen features stainless steel appliances, modern countertops, and a functional center island with storage. The open-concept main level includes a spacious living and dining area, perfect for entertaining, along with a refreshed powder room.

Step outside to a fully fenced backyard with a deck—ideal for relaxing or hosting guests.

Upstairs, the home offers two large bedrooms with ample closet space and a renovated full bathroom that includes a wide vanity and a stylish, floor-to-ceiling tiled tub surround.

The finished lower level includes a third bedroom (not to code) with a fireplace, luxury vinyl flooring, a full bathroom with a walk-in shower, a dedicated laundry area, and additional storage. Whether you need extra space for guests, a home office, or a workout area, this level delivers versatility.

Additional highlights:

One-car garage with storage
HVAC replaced in 2024
Lot size: 0.04 acres
Located within Stafford County Public Schools
The property is just a short drive to shopping, dining, entertainment, schools, parks, and medical facilities. Outdoor enthusiasts will appreciate proximity to the Potomac and Rappahannock Rivers, while those who enjoy historic charm can explore nearby Downtown Fredericksburg.

Sellers request rent-back through May 24.

Don’t miss your chance to tour this updated and move-in-ready home. Visit the open house on Saturday, April 5, from 12 to 3 p.m.

For more information or to schedule a private showing, contact:

Lindsey Schmidt
Licensed in VA
205-223-1732

You’ve heard it before: Location, Location, Location.

But according to seasoned Realtor Mark Worrilow, that old real estate rule just doesn’t cover it anymore.

“In today’s market, location is just one piece of the puzzle,” says Worrilow, who works with Fathom Realty and has helped hundreds of families buy and sell homes in Prince William, Stafford, and Spotsylvania counties. “Buyers are more concerned about how they’re going to live — and how they’re going to afford it — than they are about a specific zip code.”

Financing is Now Front and Center

Worrilow tracks local financing trends closely and recently shared insights about what’s really happening in our region.

In Spotsylvania, VA loans and conventional financing dominate the market. “FHA is still part of the mix, but it’s significantly lower than VA — by more than a third,” he says. “The type of loan people use tells you a lot about affordability and buyer demographics.”

Stafford follows a similar pattern. “VA and conventional loans are neck and neck there — only about 150 apart in number — while FHA trails behind,” Worrilow explains.

Why does this matter? Because today’s buyers are making decisions based not just on where they want to live, but also on what types of financing they can qualify for and what makes the most sense for their financial future.

Real Estate is Personal — More Than Ever

“The pandemic reshaped what people value in a home,” Worrilow says. “Working from home, needing more space, choosing to stay in a community longer — all of these factors have changed what people are looking for.”

He helps buyers think beyond square footage and school zones and instead focus on things like:

• How flexible is the home’s layout?
• Is there space to work remotely?
• Can you grow into it, or will you outgrow it quickly?
• Are you financially comfortable with your monthly payment?

Sellers Need to Think Strategically

On the seller side, Worrilow uses his knowledge of financing trends and buyer priorities to help homes stand out. “If your property fits the needs of VA buyers — which many do in this region — we position it accordingly,” he says.

And timing is everything. “We look at current data, not just seasonal trends, to decide when to list and how to price your home.”

The Bottom Line

Whether you’re buying or selling in 2025, one thing is clear: The old rules no longer apply. The market is more nuanced, data-driven, and personal than ever — and Mark Worrilow is here to help you navigate it all.

• Call Mark at 703-244-8702 
• Visit markworrilow.com
• Licensed Broker in VA
• Licensed Instructor in VA

Price: $3,100/month

4 Bedrooms | 2 Full Baths
1,885 sq. ft. | Villa Style

Welcome to low-maintenance luxury living in the sought-after Belmont Bay community. This beautifully maintained villa offers main-level living with scenic wooded views and a layout designed for both comfort and function.

Step inside to an open floor plan with soaring cathedral ceilings, an electric fireplace, and a bright eat-in kitchen with modern appliances and ample cabinet space. With four spacious bedrooms all on the main level, this home is perfect for those seeking convenience without sacrificing space.

The primary suite includes a large en-suite bath and generous closet space, while the additional bedrooms are ideal for guests, a home office, or hobbies. The main-level laundry room, attached garage, and private balcony add to the convenience.

Community amenities include an outdoor pool, tennis courts, jogging paths, tot lots, and a community center. Rent includes HOA/Condo fees, lawn service, trash removal, snow removal, parking, and fiber optic internet access, so you can enjoy the lifestyle without the extra hassle.

Located just minutes from Route 1, VRE, marinas, and major commuter routes, this home offers the perfect blend of privacy and convenience in one of Woodbridge’s most desirable neighborhoods.

Available: Now
12–24 month lease
No pets, no smoking
Application Fee: $50
Security Deposit: $3,100

Call Today to Schedule Your Showing

Listing Agent: Nara Rakhmetova
Fathom Realty (Licensed in Virginia)
Phone: 202-491-5629
Email: [email protected]

If you’ve been watching the real estate market in Northern Virginia, you know things are constantly shifting. Whether you’re a first-time homebuyer, a seasoned investor, or looking to sell, staying informed is crucial. That’s where experienced Realtor Mark Worrilow of Fathom Realty comes in. With his deep knowledge of the local market and an eye on mortgage trends, Mark helps clients make the best decisions in a competitive real estate landscape.

Mortgage Rates are Trending Down

One of the biggest concerns for homebuyers is mortgage rates, and the good news is that rates have been trending downward. Mark points to the latest numbers, showing that conventional loan rates have dipped to 6.59%, with VA loans falling below 6.15%. FHA loans have also seen a decrease, making homeownership more accessible for many buyers. While Jumbo loan rates remain near 7%, Mark remains optimistic that the overall trend is moving in the right direction.

“For buyers who have been hesitant due to high interest rates, now may be a great time to revisit their options,” says Mark. “We’re seeing a slow but steady decline in mortgage rates, which is encouraging for both buyers and sellers.”

Market Trends: Prices Remain Strong, Inventory is Growing

According to Mark’s research, home prices across Stafford, Spotsylvania, and Prince William counties, Manassas, and Manassas Park cities are holding steady. In Stafford, the average home price for March 2025 is $662,000, while Spotsylvania sits at $652,000, and Prince William, Manassas, and Manassas Park average at $678,000. While prices are still high, the pace of appreciation has slowed slightly, making it easier for buyers to find a home without experiencing extreme bidding wars.

Additionally, inventory levels are improving. According to data from the Fredericksburg Area Association of REALTORS® (FAAR), active listings jumped 21% year-over-year, from 661 homes in February 2024 to 795 in February 2025. However, new listings are down 12%, and pending sales have dipped 10%, signaling that buyers are becoming more discerning in their choices.

Multiple Offers Still a Factor, But Cash Offers Less of a Concern

Even with inventory increasing, buyers should still expect some competition. “The market remains strong, and while more homes are available, we’re still seeing multiple offers in certain price ranges,” Mark explains. “That said, the fear of being constantly outbid by cash buyers seems to be easing.”

Recent market data shows that conventional loans are the most common financing method across Northern Virginia. For example, in Stafford, there were 47 conventional loans closed in March 2025 compared to 36 VA loans and 14 cash offers. In Prince William, Manassas, and Manassas Park, there were 178 conventional loans closed versus 49 VA loans. This suggests that many buyers— including veterans—are able to put down more substantial down payments, making them competitive in the market.

Why Now Might Be the Right Time to Buy or Sell

For those wondering if it’s time to jump into the real estate market, Mark outlines three key takeaways:

Home prices are still strong – While appreciation has slowed, values remain high, making it a great time to sell.
Interest rates are dropping – Buyers who were priced out in 2023 and early 2024 might find that they now qualify for more home.
Inventory is increasing – With more options available, buyers have a better chance of finding a home that fits their needs without feeling pressured to settle.

Let Mark Worrilow Guide You Through the Process

Whether you’re buying, selling, or just trying to figure out your next move in the real estate market, Mark Worrilow has the expertise to guide you. With decades of experience and a deep understanding of mortgage trends and housing data, Mark ensures his clients have the knowledge they need to make confident decisions.

Ready to explore your real estate options?

Contact Mark Worrilow of Fathom Realty today!

(703) 244-8702

The real estate market is competitive—are you equipped with the tools to stay ahead? At Fathom Realty Northern Virginia, we empower agents with industry-leading technology, seamless integrations, and real support to help you close more deals without the extra costs.

• Cutting-edge transaction management – Stay organized and efficient from contract to close.
• Built-in CRM – Keep your clients engaged and never miss an opportunity.
• Seamless marketing & lead generation – Tools that help you attract and convert more buyers and sellers.

Tech that works. Support that matters. Success that’s yours.

Join a brokerage that puts YOU first. Message me today to learn more about growing your real estate career with Fathom Realty Northern Virginia!

9805 Spillway Ct, Burke, VA 22015

Price: $584,400

3 Bedrooms | 2 Full Baths | 2 Half Baths

1,900 sq. ft. | Colonial Style

Open House: Saturday, March 1, 1 to 4 p.m, Sunday, March 2, 2 to 4 p.m.

Located in the sought-after Lakepointe neighborhood, this beautifully updated three-level townhome offers modern living in a prime location. Step inside to find a spacious open floor plan with gleaming hardwood floors, recessed lighting, and a wood-burning fireplace in the living room.

The gourmet kitchen features solid surface countertops, stylish cabinetry, and high-end appliances, perfect for home chefs and entertaining guests. The adjacent dining room makes hosting effortless.

Upstairs, you’ll find three generously sized bedrooms, including a luxurious owner’s suite with an en-suite remodeled bath. The finished lower level provides a large recreation space, half bath, and laundry area, making it ideal for a home office, gym, or media room.

Enjoy outdoor living in your private fenced backyard with a beautiful paver patio, perfect for relaxing or hosting gatherings. The community offers a pool, playgrounds, and walking trails.

This home is a must-see, conveniently located near shopping, dining, and commuter routes with easy access to Washington, D.C.

Call Today to Schedule Your Showing

Listing Agent: Mark Worrilow
Fathom Realty (Licensed in Virginia)
Phone: (703) 244-8702
Email: [email protected]

Interest rates have been a hot topic in the housing market, with many prospective buyers wondering if now is the right time to purchase a home. Realtor Mark Worrilow provides insight into the history of interest rates, their impact on homeownership, and why buyers shouldn’t be discouraged by the current rates.

A Historical Perspective on Interest Rates

Many buyers today are accustomed to the record-low interest rates seen between 2010 and 2021, where rates dipped below 5% and even reached historic lows of around 2.65%. However, when we look at the broader historical context, the current rates are still within a reasonable range.

• Over the last 30 years, the average interest rate has been approximately 4.1%.
• Between 2000 and 2008, rates hovered around 5.75% to 6%.
• Over the past 50 years, the median interest rate has been 7.37%.
• In the 1980s, interest rates were at an all-time high, even reaching 16-18%.

Comparing today’s rates to past decades, we see that while rates have risen from their pandemic-era lows, they are still lower than historical peaks. As Worrilow explains, “5.5% to 6% doesn’t look so bad when you consider that past generations bought homes at much higher rates and still saw long-term gains in home value.”

What Higher Rates Mean for Buyers

It’s natural for homebuyers to worry about affordability, especially when mortgage payments increase due to higher interest rates. For example, on a $500,000 loan, moving from 5.8% to 6.8% could add approximately $325 per month to a mortgage payment. While this increase is significant, it’s essential to look at the bigger picture.

Real estate remains a strong investment, historically appreciating home values over time. Buyers who enter the market now can benefit from future appreciation, even if they purchase at slightly higher rates.

The Refinancing Strategy: “Marry the Home, Rent the Interest Rate”
One common approach that Worrilow discusses is the ability to refinance in the future when rates drop. Many homeowners who bought in 2018 and 2019 at around 4.5% could refinance in 2020 and 2021 when rates fell to 2.96%. This approach allows buyers to secure a home they love now, knowing they may have the opportunity to lower their monthly payments in the future.

Why Buying Now Still Makes Sense
Despite concerns about interest rates, there are still many reasons to consider buying a home today:

1. Homeownership Builds Wealth: Real estate remains one of the most stable long-term investments.
2. Limited Housing Supply: Waiting for lower interest rates might not guarantee better affordability, as demand could increase prices.
3. Personal Stability & Investment: Renting means paying someone else’s mortgage, while owning allows you to build equity and gain financial stability.
4. Expert Guidance: Working with knowledgeable professionals like Mark Worrilow ensures buyers can navigate the market wisely and find the best opportunities.

Interest rates fluctuate, but homeownership remains a valuable investment. By working with an experienced realtor and lender, buyers can find smart ways to manage rates and secure their dream home. As Worrilow emphasizes, “If you find a great home that meets your needs, don’t let interest rates scare you away—there are always options to adjust in the future.”

Stay Ahead of the Market

Staying informed is key for those looking to buy or sell in Prince William, Stafford, Fredericksburg, or surrounding areas. If you’re ready to move and want expert guidance, connect with Mark Worrilow at Fathom Realty. With years of experience and a pulse on the latest market trends, he’s ready to help you navigate today’s dynamic real estate landscape. Call him – 703-244-8702.

A stunning lakefront home in Marshall, VA, is now on the market for $1,250,000. Located in the Cobbler Springs Farm Subdivision, this colonial-style home offers privacy, space, and breathtaking water views.

This home features five bedrooms, five and a half bathrooms, and 3,596 square feet of living space. The main level includes a spacious primary suite, a gourmet kitchen with granite countertops and skylights, a family room with a wood-burning fireplace, and a sunroom with stone flooring. The upper level has four additional bedrooms, a loft, and three full bathrooms. The lower level offers a large recreation room with a fireplace, a workshop, and ample storage space.

Enjoy 100 feet of lake frontage, an attached garage, and an expansive yard perfect for outdoor activities. The home is located within the Fauquier County Public Schools district, near Fauquier High School, Marshall Middle School, and Claude Thompson Elementary School.

MLS #VAFQ2014848. Price recently reduced to $1,250,000.

Schedule a private tour today. Contact Tom Campbell, Licensed Broker in Virginia, of Fathom Realty at [email protected] or call 703-909-0074.

This post is sponsored by Mark Worrilow, District Director Fathom Realty, Licensed Broker in Virginia.

The Northern Virginia real estate market continues to shift, and for homebuyers and sellers alike, staying ahead of the trends is key. Mark Worrilow, a seasoned real estate expert with Fathom Realty, recently shared valuable insights into the state of the market and what’s driving demand in Prince William, Manassas, Manassas Park, Stafford, and Fredericksburg.

Surprising Market Trends

Conventional wisdom suggests that housing demand is strongest in areas closest to Washington, D.C., such as Arlington and Alexandria. However, recent data from Bright MLS paints a different picture. Demand in Arlington and Alexandria has actually slowed, while areas like Prince William County, Manassas, Stafford, and Fredericksburg have remained robust. In fact, these areas are outpacing Fairfax County in demand, which was a surprising revelation for Worrilow.

Why the shift? The answer lies in affordability, commuting options, and an improved quality of life. Arlington and Alexandria have slowed, but they are still ahead of the areas mentioned.  Our areas are stronger in demand or about the same as Fairfax and Loudoun.

Affordability Meets Convenience

Housing affordability is one of the biggest draws to Prince William, Stafford, and Fredericksburg. Buyers in these areas get more homes for their money compared to Fairfax, Loudoun, or Arlington. Worrilow notes that many homebuyers who initially look in places like Centreville, Chantilly, or Burke realize that moving a little farther south provides them a better home at a lower cost—without sacrificing commute times.

Thanks to investments in transportation infrastructure, commuting from these areas is easier than ever. With expanded hot lanes, commuter lots, VRE stations, and slugging options, residents have multiple ways to get to work efficiently.

Quality of Life and Strong Communities

Beyond price and convenience, buyers are drawn to the region’s commitment to enhancing quality of life. Prince William County and Stafford, in particular, have invested heavily in parks, recreation centers, and entertainment options. Families considering a move consider the region’s hiking trails, waterfront access, and local community events significant perks.

For those who enjoy outdoor activities, access to the Rappahannock and Potomac Rivers and the Northern Neck provides endless recreational opportunities. Worrilow points out that these natural attractions make the region even more appealing to buyers who want proximity to nature without venturing too far from urban conveniences.

More Homes Hitting the Market

Inventory has been a long-standing challenge in Northern Virginia, but that, too, is changing. Worrilow’s analysis shows a sharp increase in the number of homes available in Prince William and Stafford counties. In January 2024, there were 410 detached homes on the market in Prince William, up from 367 in January 2023. In Stafford, inventory jumped from 189 homes last January to 285 this year—a significant increase.

While this doesn’t mean the market is shifting to a buyer’s market, it gives buyers more options. As more homes become available, sellers may see increased competition, making it even more important to have the right strategy when listing a property.

The New Reality of Interest Rates

Interest rates have been a hot topic in real estate conversations. While buyers were initially hesitant to purchase when rates climbed, Worrilow sees a shift in mindset. Many potential buyers have accepted the new normal and are moving forward with their purchases, realizing that waiting for rates to drop to historic lows is unlikely.

“As people become acclimated to today’s rates, we’re seeing more buyers willing to enter the market,” Worrilow explains. “This is leading to increased competition and a continued strong market in our area.”

Why Work With an Experienced Realtor?

Understanding these trends and knowing how to navigate them requires experience. With deep knowledge of Northern Virginia’s real estate landscape, Mark Worrilow is committed to helping buyers and sellers make informed decisions that align with their goals.

“This region continues to grow, and for those considering making a move, now is an exciting time to enter the market,” says Worrilow. “Whether you’re buying or selling, having a strategic plan in place will ensure success in this competitive environment.”

Stay Ahead of the Market

Staying informed is key for those looking to buy or sell in Prince William, Stafford, Fredericksburg, or surrounding areas. If you’re ready to move and want expert guidance, connect with Mark Worrilow at Fathom Realty. With years of experience and a pulse on the latest market trends, he’s ready to help you navigate today’s dynamic real estate landscape. Call him – 703-244-8702.